As a business owner, or director, it is vital for your peace of mind that all aspects of your business are adequately protected against fire, flood, storm, theft and other perils that could damage your property. It is also vital that you are protected against compensatory claims for property damage or injury from your employees or the general public.



All of our Licensed Trade quotations are ‘package’ quotations and include cover for trade contents, stock, money, loss of profits, glass, goods in transit and public & employers liability. Additional covers, such as Buildings and Loss of License can also be included.

The comprehensive packages that we provide offer a total insurance solution for licensed traders.

Package Breakdown
	Buildings - Specified by you
	Tenants Improvements - Specified by you
	General Stock - Specified by you
	Fixtures & Fittings - Specified by you
	Cigarettes & Tobacco - Specified by you
	Wines & Spirits - Specified by you
	Frozen Food - Standard Cover £1,000
	Business Interruption - Standard Cover £100,000 maximum
	Loss of Licence - Specified by you
	Glass - Standard Cover Full Reinstatement
Money Section
	Standard Cover £1,500 in transit
	Standard Cover £2,500 on the premises during business hours
	Standard Cover £1,000 in a locked safe on the premises out of business hours
	Standard Cover £250 out of business hours not in a locked safe
	Standard Cover £250 in the private dwelling of Insured, employee or director
	Goods in transit - Standard cover £1,000
	Public Liability - Standard Cover £1,000,000
	Employers Liability - Standard Cover £10,000,000