If you are currently running a business from your home premises, or considering so doing, then you will need Work From Home / Home Office insurance to protect you and your business.

As a business owner, or director, it is vital for your peace of mind that all aspects of your business are adequately protected against fire, flood, storm, theft and other perils that could damage your property. It is also vital that you are protected against compensatory claims for property damage or injury from your employees or the general public.

You will almost certainly have home insurance for your buildings and personal contents, but most household policies exclude cover for business contents and business related public & employers liability. In order to ensure that that these issues are covered you will need to consider a Work From Home / Home Office insurance policy.

Working from home insurance can also cover you for :-
	Portable business items like laptops and mobile phones.
	Public liability insurance - For any accidental damage caused whilst you are working.
	Employer's liability insurance - Needed if you have any employee.
	Cover for Stock at home or in transit.
	Professional indemnity insurance.

Please note that this type of policy is limited to certain specific trades and professions. We are not able to obtain terms for every type of Home Worker.

If your enquiry is urgent, please call the above number within normal office hours and we will endeavour to prioritise your request.

Please note that, on most products, we are able to give instant cover over the telephone if you are paying by credit or debit card. Instalment facilities are available on most products.

We hope that the information on this page has been helpful and informative, please feel free to explore and utilise the other quotation options on our site.